Clients and friends,

I wanted to take this opportunity to thank you for your valuable insight and support over the last 6 months.  This has been an exciting and challenging venture, and without your help, I could not have successfully launched Citium Wealth Management, LLC.

Citium Wealth Management continues to attract clients seeking unbiased, academically sound investment advice based upon the work of Nobel-prize winning professors.  I appreciate your many helpful referrals.

Quarterly, I will be sending an article you may find useful.  This quarter, I am attaching an article on the importance of disciplined, unemotional investing.  I hope you find it interesting.

Thank you again for your continued support.

Todd